First Choice - FAQs
How can I pay for my insurance premiums?
- We accept cash, checks, and money orders.
(We do not keep cash in office, you will need to bring exact change.)
- You can also make payments online by clicking the Make a Payment button.
***Services fees will be applied for online payments.***
***Credit Card - 3% service fee. ACH Check - $2.95 service fee***
Why did my insurance premium go up?
- Any Claims filed
- The company your policy is written with had a rate increase.
- Any catastrophic event will cause a rate increase. ex. hurricanes, floods
Is flood covered under my homeowners policy?
- No, it is a seperate policy.
Do I need flood insurance if I do not live in a high risk flood zone?
Everyone is "technically" in a flood zone.
- Flood Zones B, C, and X are not considered high risk flood zones. This does not mean it will never flood in this area. There is always a chance.
- Flood Zones A and V are considered high risk zones. Lenders will require you to carry flood insurance.
Low Risk Doesn't Mean No Risk
I have sold my property, will my mortgage company inform my agent to cancel my policy?
No, you will need to call your agent to have your policy cancelled. Mortgage companies will not contact your agent for any changes.
5 Flood Safety Myths That Need to be Busted
Wright Flood Insurance Review: Get Smart About Flood Insurance
The Essential Hurricane Preparedness Guide for Your Home
The Essential Hurricane Preparedness Guide for Your Home
Wright Flood Insurance Review: Get Smart About Flood Insurance
The Essential Hurricane Preparedness Guide for Your Home
Wright Flood Insurance Review: Get Smart About Flood Insurance
Wright Flood Insurance Review: Get Smart About Flood Insurance
Wright Flood Insurance Review: Get Smart About Flood Insurance
