"Making the Right Choice means First Choice"

Get the right insurance plans for peace-of-mind!

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Why Buy Flood Insurance

No home is completely safe from potential flooding. Flood insurance can be the difference between recovering and being financially devastated. Just one inch of water in a home can cost more than $25,000 in damage—why risk it?


The cost of Flooding

Flooding can be an emotionally and financially devastating event.  Without flood insurance, most residents have to pay out of pocket or take out loans to repair and replace damaged items.  With flood insurance, you're able to recover faster and more fully.  Use the tool below to see how much flood damage—even from just a few inches of water—could cost you.


 

Do You Need Flood Insurance?

Here are some important facts to keep in mind:

  • FACT: Homeowners and renters insurance does not typically cover flood damage.
  • FACT: More than 20 percent of flood claims come from properties outside high flood risk zones.
  • FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.
  • FACT: Disaster assistance comes in two forms: a U.S. Small Business Administration loan, which must be paid back with interest, or a FEMA disaster grant, which is about $5,000 on average per household.  By comparison, the average flood insurance claim is nearly $30,000 and does not have to be repaid.

It’s easy to see that having flood insurance provides important recovery help.

About Us

Protecting Futures

We have years of insurance experience helping clients prepare for the unknown. Ask us about:

  • Home                 
  • Auto
  • Fire
  • Flood
  • Theft

 As independent agents we’re able to provide you quotes from several reputable individual carriers.  

Assessing Need

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.


Building Relationships

Everyone has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Contact Us

Get a Quote!

First Choice Insurance Services, LLC

600 Pine Street, Beaumont, Texas 77701, United States

Office: (409) 861-2007
Fax: (409) 861-2012

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