"Making the Right Choice means First Choice"
Get the right insurance plans for peace-of-mind!
Please know during this time we will continue to provide excellent customer service to all our clients. We ask that you be patient as we make this transition to better serve you.
If you need to meet with an agent please call and set up an appointment at (409) 861-2007
New Mailing Address:
285 S. Archie Street #2199
Vidor, TX 77670
Why You Should Get Flood Insurance
Why Buy Flood Insurance
No home is completely safe from potential flooding. Flood insurance can be the difference between recovering and being financially devastated. Just one inch of water in a home can cost more than $25,000 in damage—why risk it?
The cost of Flooding
Flooding can be an emotionally and financially devastating event. Without flood insurance, most residents have to pay out of pocket or take out loans to repair and replace damaged items. With flood insurance, you're able to recover faster and more fully. Use the tool below to see how much flood damage—even from just a few inches of water—could cost you.
Do You Need Flood Insurance?
Here are some important facts to keep in mind:
- FACT: Homeowners and renters insurance does not typically cover flood damage.
- FACT: More than 20 percent of flood claims come from properties outside high flood risk zones.
- FACT: Flood insurance can pay regardless of whether or not there is a Presidential Disaster Declaration.
- FACT: Disaster assistance comes in two forms: a U.S. Small Business Administration loan, which must be paid back with interest, or a FEMA disaster grant, which is about $5,000 on average per household. By comparison, the average flood insurance claim is nearly $30,000 and does not have to be repaid.
It’s easy to see that having flood insurance provides important recovery help.
